Human Services Products

Riverport Insurance Company’s Human Services Program is designed to provide insurance coverage to nonprofit and for-profit social service and charitable organizations. The program provides a comprehensive package of property and liability insurance coverage designed to protect against the broad range of risks these organizations encounter.

• Buildings
• Personal Property
• Business Income and Extra Expense
• Broadened Property Coverage Enhancements Options
  • The Extra Protector Broad Form
  • The Platinum Protector
    • Business Income and Extra Expense - $500,000 Limit with No Coinsurance
      • Additional Limits Available
    • Equipment Breakdown
    • Ordinance or Law to Full Building Limit
    • $250,000 Flexible Blanket Limit Including:
      • Theft, Disappearance & Destruction
      • Accounts Receivable
      • Valuable Papers and Records
      • Electronic Data Processing

• Miscellaneous Property
• Commercial Fine Arts
• Electronic Data Processing
• Accounts Receivable
• Valuable Papers

• Limits to $1,000,000 Per Occurrence and $3,000,000 Aggregate
• Sexual Abuse and Molestation Included with the Same Limit as the General Liability
• Broadening Endorsement Available
• Occurrence Form

• Limits $1,000,000 Per Occurrence and $3,000,000 Aggregate
• Occurrence Form

• $1,000,000 Combined Single Limit
• Liability and Physical Damage
• Hired and Non-Owned Liability
• Social Service Agencies – Volunteers as Insureds

• Employee Dishonesty
• Forgery and Alteration
• Theft, Disappearance & Destruction

• Limits Available up to $10,000,000
• Sexual Abuse Included up to $5,000,000

In addition we offer the following program enhancements to our Human Services Program insureds:

• Premium Payment Plans with No Finance Charges
• 24 Hour Availability in Claim Emergencies
• Discounted Background Checks through Intellicorp for Riverport Insureds